HOW IMPORTANT IS A CREDIT RATING?
 

YOUR CREDIT RATING IS THE PRIMARY ELEMENT IN QUALIFYING FOR A MORTGAGE LOAN!

Your credit risk score or “FICO score” is what lenders look at to determine the likelihood your loan might end up in default. The three digit score ranges from 400-900 and is determined by numerous factors, including payment history, amount owed on accounts, length of credit history, new accounts, and types of credit.

If you have had some credit problems in the past, it doesn’t mean you won’t be able to get a loan. However, you may have to pay a slightly higher interest rate.

We have loan officers on our staff, who can help you make sense of your credit report and offer guidance on how to possibly get a loan with your current credit score, or how to make improvements, which would raise your score.

CALL US TOLL FREE AT 877-896-3600.
WE CAN HELP!

For information from the Federal Trade Commission on consumer credit repair, click on the following link:
http://ftc.gov/bcp/conline/pubs/credit/repair.htm