Emerald City Lending Group
   4505 Pacific Hwy. E. #C-7
  Fife, WA  98424
  Tele:(253)896-3600
  Fax: (253)896-3605
  Toll Free: (877)896-3600
 

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A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Real Estate agent responsibility:

  1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.

  2. Present the homes that suit your needs as you have defined them.

  3. Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted, if you decide to sell in the future.

Negotiate the best deal for you. With a Pre-Approval letter from Emerald City Lending group, in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!

Mortgage broker and loan officer responsibility:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)

  2. Keep you informed of your loan status throughout the entire process.

  3. Keep your real estate agent informed of our loan progress (Note: your personal information is always kept confidential between you and Emerald City Lending Group).

Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.

Client responsibility:

  1. Keep your real estate agent and mortgage broker informed of any questions or concerns as they develop.

  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.

  3. Get pre-approved as soon as possible. This will put the power of financing behind you, so you can concentrate on selecting your home.

  4. Provide all permits and documentation required, if you are building your home.

 

                                                   

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